Attention homeowners in Bismarck and Burleigh County: Get an Appraisal today!

Check out the top 7 reasons ND homeowners call on Kunick Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a ND property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a ND divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate in ND

Do you own a house in or near Bismarck? Do you need help determining the value of your real estate?
Contact Kunick Appraisals.

At Kunick Appraisals, we understand the special needs of a customer after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Kunick Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you delete unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other properties close to yours. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Kunick Appraisals is your #1 weapon.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Kunick Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.